There are many websites and places you can go to learn personal budgeting practices and if you follow their advice you will get out of debt. So let me summarize for you the secret to getting out of debt and staying out of debt. Spend less than you earn and save the rest. You might be thinking that is easier said than done. And I would say that it depends on where your heart is. Let me give you an example.
Biblical Personal Budgeting - Financial Peace